Home Insurance: Affordable, Fast & Easy

Homeowners insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home.

Homeowners insurance policies are not one-size-fits-all, and we can help! Let us connect you to a licensed insurance agent now. While a typical policy comes with certain coverages, an insurance agent will provide customized options to meet each individual homeowner's unique needs.

What Does Home Insurance Cover?

Homeowners insurance typically covers and protects:

Dwelling Protection: One of the basic coverages of a homeowners insurance policy is dwelling protection, which helps cover the structure of the home in which you live, as well as other structures that are attached to it, such as a garage or a deck, against certain risks.

Other Structures Protection: Most homeowners insurance policies also include coverage for other structures that are on your property but separate from your home, like a detached garage, tool shed or fence.

Personal Property: Homeowners insurance doesn't just help cover damage to your home. It may also provide coverage for the personal belongings you keep within it. Suppose your electronics are stolen from your home or your furniture is damaged by a fire. Personal property protection may help pay to repair or replace your belongings if they are damaged or destroyed by a covered risk. Many insurers offer optional coverages that may further help protect the stuff you own. For instance, you may be able to purchase extended coverage for items such as jewelry, watches and furs that have values above your personal property coverage limits.

Liability: A typical homeowners insurance policy provides liability coverage when someone not living with you is injured while on your property. Suppose a visitor trips over your broken porch step. Bodily injury liability coverage may help pay for your resulting legal expenses or the visitor's associated medical bills if you are found at fault. You may be able to increase your liability coverage limits by adding a personal umbrella policy. A licensed insurance agent can explain what options are available to you.

Let Us Help: 1-833-423-2641

Call for a Free Home Insurance Quote Now

Comparing free insurance quotes is fast and easy! Request for service, be connected to a licensed insurance agent and off you go. The process is fast, simple and easy. Start now so you can find the right home insurance plan for you and your family.

When you speak to a licensed insurance agent that we refer, all it takes is answering a few questions about you, your home, and they will have a customized policy ready for you. Find a good fit? Purchase your insurance policy and have immediate coverage with proof of insurance.

Call us instead? Dial 1-833-423-2641.